2025 HSA Limits: Cost-of-Living Adjustments Released by IRS

2025 hsa limits

2025 HSA Limits

The IRS has issued Revenue Procedure 2024-25 (2025 HSA limits), which provides the 2025 cost-of-living contribution and coverage adjustments for HSAs, as required under Code Section 223(g). Some items have increased for 2025.

Health Savings Accounts 2024 2025
Self-only coverage
Self-only coverage annual minimum deductible $1,600 $1,650
Self-only coverage maximum out of pocket $8,050 $8,300
Self-only coverage maximum HSA contribution $4,150 $4,300
Family coverage
Family coverage annual minimum deductible (Family coverage can include a spouse and any dependents) $3,200 $3,300
Family coverage maximum out of pocket $16,100 $16,600
Family coverage maximum HSA contribution $8,300 $8,550
Catch up $1,000 $1,000

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