2021 HSA Limits: Cost-of-Living Adjustments Released by IRS
2021 HSA Limits
The IRS has issued Revenue Procedure 2020-32 (2021 HSA limits), which provides the 2021 cost-of-living contribution and coverage adjustments for HSAs, as required under Code Section 223(g). Many items have increased for 2021.
| Health Savings Accounts | 2020 | 2021 |
| Self-only coverage | ||
| Self-only coverage annual minimum deductible | $1,400 | $1,400 |
| Self-only coverage maximum out of pocket | $6,900 | $7,000 |
| Self-only coverage maximum HSA contribution | $3,550 | $3,600 |
| Family coverage | ||
| Family coverage annual minimum deductible (Family coverage can include a spouse and any dependents) | $2,800 | $2,800 |
| Family coverage maximum out of pocket | $13,800 | $14,000 |
| Family coverage maximum HSA contribution | $7,100 | $7,200 |
| Catch up | $1,000 | $1,000 |
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