Save big by paying for health or child care expenses with pretax dollars!

What’s covered under my FSA?

Eligible/Ineligible Expenses List
Special Rules for Orthodontia and OTC Drugs and Medications

Carryover provision for Medical FSA plans

For all plan years beginning in 2020, the amount that employers may allow employees to carryover from one plan year to the next will be indexed in step with the maximum salary reduction amount permitted each year. This means that $550 may be carried over from a plan year starting in 2020 to the following plan year beginning in 2021.

Frequently asked questions about using the FSA plan.

FSA FAQs

Use this cool tool to estimate how much you can save using the FSA plan.

Savings Calculator

General Purpose Health FSA vs. Limited Health FSA

The general-purpose health FSA can be used for any medical expense as allowed by IRS Section 213, including medical, dental, vision, prescriptions, etc. The general-purpose health FSA is not available to you if you or your spouse participate in a Health Savings Account (HSA).
The Limited-purpose health FSA may be used by employees covered under a Health Savings Account (HSA) Plan. Reimbursement is limited to Dental & Vision expenses ONLY.

How do I access my FSA funds?

Use your BASIC Prepaid Benefits Card to pay for expenses at the point of purchase, or submit claims to get reimbursed directly.

How do I use my BASIC Prepaid Benefits Card?

Your debit card will be loaded with your full annual election at the beginning of your Plan Year. You can use your BASIC Prepaid Benefits Card to pay for expenses after the first date of the plan. You cannot use your card to pay for previous year’s expenses.

Do I get a new card every year?

No, your debit card is good until the expiration date listed on the front of the card. Please keep your debit card until that date. New debit cards will automatically be issued to you before the expiration date.

How often are manual reimbursements issued?

We process reimbursements weekly on Wednesdays. Deadline to submit claims is by end of business Friday of the week prior.

What is the deadline to submit a claim?

Active employees have 90 days after the last day of the Plan Year to submit claims for expenses incurred in the prior year. For example, if your Plan Year ends 06/30/18, you will have until 09/30/18 to mail, fax or email your claim(s) to our office. Any claims after that date will not be accepted. Claim submission periods for terminated participants may vary.

Payroll Frequency

This describes how often you get paid and the number of times that your FSA deduction will be taken from your check throughout the plan year.

Per Pay Deduction

This is the amount you choose to have withheld from each paycheck.

Looking for ways to use your FSA dollars?

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