Monthly Archives: May 2014

Health Reform Questions: Enrolling in the Marketplace this Fall

May 27th, 2014

Question:  I enrolled in my employer’s group medical coverage at its open annual enrollment on July 1, 2014. In November 2014, I plan to drop this medical coverage and enroll in Health Insurance Marketplace at its next open enrollment for 2015.  Can I drop my employer’s group medical coverage in November 2014 for coverage on the Health...

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The Playing Field Tilts in Workers’ Comp Cases

May 21st, 2014

Worker safety is an issue in virtually every industry or profession. Injuries can trigger Workers’ Compensation claims by everyone from executives making million dollar salaries to fast food restaurant employees being paid the minimum wage. Case in point: The overwhelming number of concussions suffered by professional athletes, especially those performing in the National Football League...

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The Cost of Misclassification of Independent Contractors

May 21st, 2014

The misclassification of an employee as an independent contractor can create significant problems for your organization and its payroll service. As such, misclassifications represent large potential revenue losses for all levels of government. If an independent contractor faces tax problems, needs unemployment or needs disability benefits, the contractor has incentive to go back and claim...

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Special 60-Day Enrollment Period in the Marketplace for COBRA Participants

May 14th, 2014

Important Notice Regarding COBRA Continuation Coverage and Health Insurance Marketplace On May 1, 2014 The Department of Health and Human Services (HHS) announced a special 60-Day Marketplace enrollment period for individuals eligible and/or enrolled in COBRA as of May 2, 2014.  These individuals have until July 1, 2014 to select Qualified Health Plans (QHPs) in...

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If someone voluntarily disenrolls in COBRA during open enrollment, are they eligible for subsidies in the Individual Marketplace?

May 12th, 2014

During Marketplace open enrollment, a person can voluntarily drop their COBRA coverage and get a Marketplace plan instead, even if their COBRA hasn’t expired. They also may be determined eligible for credits and subsidies in this case. Outside of Marketplace open enrollment, if a person’s COBRA expires, they would qualify for a special enrollment period...

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