BASIC HRA

This section covers the specific features and benefits of a BASIC HRA for you, the employer. You may also want to take a look at the features and benefits of a BASIC HRA from the view point of your employee within their section of the website (for quick and easy access, simply click on employee to go directly there).

Our benefit consultants work with you and your insurance agent or broker
It’s time to get creative with your health care dollars and we can help you do that. Your agent or broker helps you save some money with a higher deductible health plan while our benefit consultants work with you to develop an HRA plan. With our years of experience we bring a level of expertise that is unmatched. We have found that when employees spend their money from their own HRA account they will make better medical and financial choices, thereby reducing over-utilization by as much as 30%.

Endless plan options with a BASIC HRA
Your plan could be as broad as reimbursing all 213 expenses or as narrow as only reimbursing in-network deductibles. With all the plans we have helped design we can give you some guidance taking into account your goals and objectives. Decide whether to cover medical, dental, vision, prescription, over-the-counter drugs or any combination therein. Decide if any dollars left at the end of the year can be carried over to the next year (this can provide an incentive for the employee not to spend it all).

A personal account representative is assigned to each company
Employers and employees both appreciate the ease of one person contact. If any issues or unusual situations arise, your representative will help find a solution and keep you up to date at all times.